Losing your car keys can be frustrating, especially if you rely on your vehicle for everyday movement. When this happens, most car owners visit an automotive locksmith for key replacement. Today, automotive locksmiths have the latest technologies that can recode car key fobs in a matter of minutes, making replacements very convenient. However, many different service providers can offer car key replacement services.

Car Insurance Provider -- If you thought insurance providers offer car policies only, think again. Auto insurance providers have expanded their policy products, and most include insurance cover for car keys. However, not all insurance companies offer this policy as part of their car insurance products. Therefore, you should conduct due diligence before selecting a service provider. If you lose your car keys, you can lodge a complaint with your insurance provider immediately. However, you need to read the fine print on your policy because you stand to lose no-claims bonuses if you replace your keys under the policy.

Car Dealership -- Many people do not believe that they can have their car keys replaced at a franchised car dealership. However, the increased number of people losing their car keys has provided car dealerships with an alternative source of revenue. It is mainly the case in areas where an auto locksmith operates from out of town. That said, a dealership must first order for blank key fobs from a manufacturer then recode them. Therefore, you might have to wait a little longer compared to dealing with an automotive locksmith. Despite the delay, you can rest assured that a replacement key fob would be a replica of the original. It might explain why car dealerships are the preferred car key replacement providers for luxury car owners.

Breakdown Services – Just like some car insurance providers cover key replacement policies, so do breakdown service providers. However, the only time you might probably need to call breakdown services to replace your car keys is when they break in the ignition chamber while on a highway. In such circumstances, a breakdown service provider would not only tow away your car but also replace the keys. Notably, breakdown services will not charge you for a key replacement if your breakdown policy covers the service. Therefore, the best way to avoid spending a lot of money on a key replacement is to apply for a policy that covers the risk upfront.

To learn more, contact a resource that does car key replacements.